PERSONAL FINANCE · YIELD
APY calculator
Convert a quoted nominal annual rate and compounding schedule into APY.
№ 3Category index
Personal finance calculators
Browse the live personal-finance calculators for savings, investing, bond pricing, annuity math, Roth versus Traditional IRA planning, Social Security estimating, federal income tax estimates, debt payoff strategy, debt consolidation, credit-card timing, personal loans, and auto-loan budgeting.
Live set
Live Personal finance calculators
26 live calculators currently grouped in this category.
PERSONAL FINANCE · CAGR
CAGR calculator
Annualize a beginning and ending value into CAGR over a chosen holding period.
PERSONAL FINANCE · FV
Future value calculator
Project future value from a starting amount, per-period rate, and recurring contributions.
PERSONAL FINANCE · INVEST
Investment calculator
Project an investment balance from a starting amount, monthly contributions, annual return, and timing.
PERSONAL FINANCE · SAVINGS
Savings calculator
Estimate future savings from a starting balance, monthly deposits, APY, and years.
PERSONAL FINANCE · GOAL
Savings goal calculator
Find the monthly deposit needed to hit a savings target from a starting balance and APY.
RETIREMENT · 401(K)
401(k) calculator
Project a 401(k) balance at retirement with employee contributions and employer match.
RETIREMENT · IRA
IRA calculator
Project an IRA balance at retirement with annual contributions.
RETIREMENT · INCOME
Retirement calculator
Estimate inflation-adjusted monthly retirement income from savings and contributions.
RETIREMENT · INFLATION
Inflation calculator
Estimate future cost and the real value of money with a constant inflation rate.
RETIREMENT · ANNUITY
Annuity calculator
Estimate periodic annuity payments for ordinary and annuity-due schedules.
PF · AUTO
Auto loan calculator
Estimate monthly car payment, financed amount, and total financing cost with taxes, trade-in credit, and fees.
PF · CARD
Credit card payoff calculator
Estimate months to credit-card payoff, total interest, or the payment needed to hit a target payoff month.
PF · DEBT
Debt payoff calculator
Compare avalanche versus snowball payoff timing, interest, and payoff order across multiple debts.
PF · LOAN
Personal loan calculator
Estimate personal-loan monthly payment, total interest, fee drag, and a concise amortization summary.
PERSONAL FINANCE · TAX
Income tax calculator
Estimate 2025 U.S. federal income tax owed from gross income, filing status, and deduction choice.
PERSONAL FINANCE · ANNUITY FV
Future value annuity calculator
Project the future value of equal payments with ordinary-annuity or annuity-due timing.
PERSONAL FINANCE · ANNUITY PV
Present value annuity calculator
Discount a stream of equal payments back to today as an ordinary annuity or annuity due.
PERSONAL FINANCE · PV
Present value calculator
Discount a future lump sum back to today with a per-period rate and number of periods.
PERSONAL FINANCE · BOND PRICE
Bond price calculator
Price a coupon bond from face value, coupon rate, maturity, and yield to maturity.
PERSONAL FINANCE · BOND YIELD
Bond yield calculator
Estimate current yield and approximate YTM from a bond's price, coupon, and maturity.
PERSONAL FINANCE · ROTH IRA
Roth IRA calculator
Project a Roth IRA balance and the modelled tax-free withdrawal amount at retirement.
PERSONAL FINANCE · TRAD IRA
Traditional IRA calculator
Project a traditional IRA balance and estimate after-tax withdrawals in retirement.
PERSONAL FINANCE · SSA EST
Social Security estimator calculator
Estimate a monthly Social Security benefit at full retirement age using simplified bend-point math.
PERSONAL FINANCE · IO LOAN
Interest-only loan calculator
Estimate the interest-only payment, interest-only period cost, and later amortizing payment reset.
PERSONAL FINANCE · CONSOLIDATE
Debt consolidation calculator
Compare a new consolidation loan against keeping several debts separate.