HOME · AFFORD
House affordability calculator
Estimate an affordable home price from income, debt, down payment, and housing-cost assumptions.
№ 3Category index
Home and finance calculators
Browse the live home-and-finance calculators for affordability, rent budgets, cash to close, mortgage structure, equity, and refinance planning.
Start with affordability, then compare down payment needs, debt ratios, rent budgets, PMI, cash to close, mortgage payments, principal-versus-interest splits, bridge financing, and refinance timing before you request lender quotes.
Start here
Home finance starting points
Start with affordability, then pressure-test the purchase with down payment, PMI, mortgage, and closing-cost math before branching into richer cash-to-close and equity scenarios.
HOME · DOWN
Down payment calculator
Calculate down payment amount and resulting loan amount.
HOME · PMI
PMI calculator
Estimate private mortgage insurance cost from home price, down payment percent, and annual PMI rate.
FORMULA · MORTGAGE
Mortgage calculator
Estimate monthly mortgage payments with deterministic rounding.
HOME · CLOSE
Closing costs calculator
Estimate total cash to close from home price, down payment percent, and closing-cost percent.
Live set
Live Home and finance calculators
29 live calculators currently grouped in this category.
FORMULA · MORTGAGE
Mortgage calculator
Estimate monthly mortgage payments with deterministic rounding.
HOME · AFFORD
House affordability calculator
Estimate an affordable home price from income, debt, down payment, and housing-cost assumptions.
HOME · REFI
Refinance break-even calculator
Estimate how long a refinance takes to recover its upfront costs.
HOME · DOWN
Down payment calculator
Calculate down payment amount and resulting loan amount.
HOME · DTI
DTI calculator
Calculate debt-to-income ratio from monthly debt and gross income.
HOME · PMI
PMI calculator
Estimate private mortgage insurance cost from home price, down payment percent, and annual PMI rate.
HOME · CLOSE
Closing costs calculator
Estimate total cash to close from home price, down payment percent, and closing-cost percent.
HOME · EQUITY
Home equity calculator
Estimate home equity, equity percent, and loan-to-value from home value and mortgage balance.
HOME · RENT VS BUY
Rent vs buy calculator
Compare monthly rent against a monthly home-ownership cost estimate.
HOME · TAX
Property tax calculator
Estimate annual and monthly property tax from home value and property-tax rate assumptions.
HOME · AMORT
Amortization calculator
Estimate remaining balance, principal paid, and interest paid after a selected number of years on a fixed-rate loan.
HOME · HELOC
HELOC payment calculator
Compare simplified interest-only and amortizing repayment payments for a HELOC-style balance.
HOME · CASH OUT
Cash-out refinance calculator
Estimate new loan size, monthly payment, loan-to-value, and net cash from a simplified cash-out refinance scenario.
HOME · POINTS
Discount points calculator
Estimate point cost, monthly savings, and break-even months from buying down a mortgage rate.
HOME · ESCROW
Escrow calculator
Estimate monthly escrow from annual property tax, homeowners insurance, and PMI assumptions.
HOME · EXTRA
Extra payment calculator
Estimate months saved and interest saved from adding a recurring extra principal payment.
HOME · HEL
Home equity loan payment calculator
Estimate fixed monthly payment, total repayment, and interest for a home equity loan.
HOME · LTV
Loan-to-value calculator
Estimate loan-to-value ratio and equity from home value and loan amount.
HOME · PMI OFF
PMI removal calculator
Estimate current LTV and common PMI removal thresholds from original home value and current loan balance.
HOME · SELL COST
Seller closing costs calculator
Estimate seller commission, closing costs, and credits from a home sale price.
HOME · SALE NET
Home sale proceeds calculator
Estimate seller net proceeds after mortgage payoff and modeled selling costs.
HOME · PPSF
Price per square foot calculator
Estimate price per square foot or per square metre from a home's price and area.
HOME · COMMISSION
Real estate commission calculator
Estimate commission amount and net after commission from a home sale price.
HOME · RECAST
Mortgage recast calculator
Estimate a lower payment after a lump-sum principal reduction and mortgage recast.
HOME · BIWEEKLY
Biweekly mortgage calculator
Estimate payoff acceleration and interest savings from a biweekly mortgage payment schedule.
HOME · RENT
Rent affordability calculator
Compare monthly rent and utilities with gross income and a target housing-cost ratio.
HOME · CD
Closing disclosure cash to close calculator
Estimate the final cash needed at closing after financing, deposits, and credits are applied.
HOME · P&I
Principal vs interest calculator
Show how a selected mortgage payment splits between principal and interest.
HOME · BRIDGE
Bridge loan interest calculator
Estimate short-term bridge-loan interest carry and upfront fee drag.