Target heart rate calculator
Estimate training-zone heart rates from age and optional resting heart rate.
What this calculator covers
Use this target heart rate calculator to estimate exercise zones from an age-based max-heart-rate formula.
If you know your resting heart rate, the calculator can switch to the Karvonen method so the zone ranges reflect heart-rate reserve instead of only max-HR percentages.
Heart-rate zones are still estimates. Fitness level, medication, heat, fatigue, and exercise type can all change what the same number feels like in practice.
Frequently asked questions
- Why does this calculator use 208 − 0.7 × age instead of the older 220 − age shortcut?
- The Tanaka formula — 208 − 0.7 × age — was developed from a larger, more representative dataset and tends to be more accurate for adults over 40, where the older shortcut increasingly overestimates maximum heart rate.
- What is the Karvonen method and when should I use it?
- The Karvonen method factors in your resting heart rate by working from heart-rate reserve (max HR minus resting HR) rather than max HR alone. It tends to give more personalized zone boundaries, particularly for people with lower resting heart rates due to training. Enter your resting heart rate in the field to enable it.
- How do I find my resting heart rate accurately?
- Measure it first thing in the morning before getting out of bed, using a finger on your wrist or neck and counting beats for 60 seconds. Taking the average over several days gives a more stable value than any single measurement.
- Do medications affect these zone estimates?
- Yes. Beta-blockers and certain other medications reduce maximum heart rate, which makes age-based estimates unreliable. If you take medications that affect heart rate, consult a physician before using heart-rate zones to guide exercise intensity.
Tool
Run the calculation
Result
RESULT · HEART RATE
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Primary result
120-162 bpm
The target training range is 120-162 bpm using a Tanaka max heart rate of 180 bpm and the Karvonen heart-rate-reserve method.
- Method used
- Karvonen
- Estimated max HR
- 180 bpm
- 50-60% zone
- 120-132 bpm
- 60-70% zone
- 132-144 bpm
- 70-80% zone
- 144-156 bpm
- 80-85% zone
- 156-162 bpm
Step-by-step solution
- 1.Estimate max heart rate from the Tanaka equation: 208 - 0.7 × 40 = 180 bpm.
- 2.Use the resting heart rate of 60 bpm to compute heart-rate reserve and then take 50% to 85% of that reserve.
- 3.Read the overall training range of 120-162 bpm and the sub-zones from 50% through 85%.
Walkthrough
Visual walkthrough
Target heart-rate zones start with a max-heart-rate estimate and optionally tighten around your personal resting heart rate.
01
Estimate max heart rate
208 - 0.7 × 40 = 180
The Tanaka equation gives the top-end estimate used for all of the zone boundaries.
02
Use heart-rate reserve
Resting HR 60 bpm
Karvonen subtracts resting heart rate first so the zones reflect personal reserve rather than only age-based max HR.
03
Read the full target range
The combined low and high edges give a practical workout range, while the sub-zones show how intensity scales inside it.
120-162 bpm